What to do if your have been in an automobile or other vehicle accident?
In our experience we process personal injury claims, and damage claims in general, to conclusion faster than other law firms. And, we do not charge for pursuing the property damage claim as part of the personal injury claim.
Attorney Daly was previously employed by the Traveler's Insurance Company, Safeco and Hanover Insurance Company and has been representing claimants for the last twenty years.
Unfortunately, under the current state of law, someone who has their older motor vehicle severely damaged or damaged beyond repair will not recover enough to replace that motor vehicle. Book value, which is the minimal recovery decreed by law, is much lower than the amount of money it would take to go out and buy a replacement motor vehicle. But there are ways to enhance your chances of getting a higher settlement sum for your motor vehicle. Examples include: presenting records of maintenance, records of recent major improvements or upgrades performed on the automobile. You may also pay an automobile appraiser to prepare a comprehensive appraisal report on your vehicle.
Here is our advice if you are involved in a motor vehicle or other vehicle accident:
Do not speak with anyone except your lawyer about the accident.
Do not sign anything pertaining to your case except whatever may be requested by your attorney.
Report any suspicious activities to your attorney. You may be under surveillance by investigators. Movies, videotape and still photographs may be made of you. Be mindful of your actions!
Maintain a diary of the following:
- -trips to the doctor, hospital, therapy, pharmacy, prosthesis fittings
- -medical expenses
- -out-of-pocket expenses, including travel expenses to get medical treatment.
- -pain and anxiety
Provide the following information to your attorney:
- written statements made to you by anyone, including correspondence
- insurance adjuster's card or other identification
- worker's compensation forms
- all medical bills
- doctor
- hospital
- travel expenses to get medical treatment
- prosthesis fittings
- pharmacy
other:
- proof of property damage:
- repair bills
- repair estimates
- appraisals, before and after damages inflicted
- proof of purchase price
- proof of ownership
- certificate of title
- purchase of invoices
- bills of sales
- vehicle maintanence/inspection information
- wrecker bills
- ambulance bills
photographs:
insurance policies
- liability
- hospitalization
- disability
- income protection
- mortgage protection
- life
- credit life
- all applications for insurance
client's financial obligations
- security agreements
- mortgages/deeds of trust
- amounts of payment
- when payable
- insurance protection
- copy of client's social security card
maintain all medical containers for use at trial
client's earnings information
- wage statements from employers for past 5 years
- wage loss statement from current employer
- payroll check stubs showing earnings and deductions
- income tax returns for last 5 years
client's application for unemployment
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